Salary Account

A current account meant for the salary of individuals in either the private or public sector

Features and Benefits

Zero Minimum opening balance

Zero Minimum operating balance

Guarantee deposit of XAF 15.000

Lodgment of cheques

Access to debit cards

Access to SMS/Internet Banking and Mobil Banking

Access to credit facilities

Documents

Stamped hand written application addressed to the director of salaries MINFI (for State Employees only)

Attestation of effective presence at work …not older than 03 months.

A recent copy of pay slip,

Location plan of residence

Duly Completed account opening form

Identification – National Identity Card copy

An Attestation of non-indebtedness ( for prospective clients coming from other banks)

Resident permit (for immigrants in the private sector)

Four passport size photographs

Individual / Joint Current Account

A current account meant for the business activities of individuals. Two or more individuals have the possibilities of operating a Joint account.

Features and Benefits

Minimum opening balance of XAF 50.000

Zero Minimum operating balance

Guarantee deposit of XAF 15.000

Lodgment of cheques

Access to debit cards

Access to SMS/Internet Banking and Mobil Banking

Access to credit facilities

Documents

Duly Completed account opening form

identification – National Identity Card of the individual or of the joint signatories

Resident permit (for immigrants)

Four passport size photographs

Marriage Certificate (if married)

Location plan of residence

Initial deposit of XAF 50.000

Sole Proprietorship/Partnership current account

A current account meant for business activities of sole proprietorship and partnership companies.

Features/Benefits

Minimum Opening Balance of XAF 450.000

Zero Minimum operating balance

Lodgment of cheques

Guarantee deposit of XAF 50.000

Access to Debit Card, SMS and Internet Banking

Access to consumer credit facilities

Documents

Duly completed account opening form

Identification of each partner/sole proprietor national ID

Utility bill or plan of localization of office

Signed right of set-off form

Certificate of registration of the partnership/sole proprietorship

Partnership agreement (if any) for partnership only

Business license

Tax contribution card

Current financial statement

Societies, Clubs & Associations current account

A current account meant for transaction activities of societies, Clubs & Associations.

Features and Benefits

Minimum opening balance of XAF 450.000

Guarantee deposit of XAF 50.000

Zero Minimum operating balance

Lodgment of cheques

Access to Internet Banking

Access to consumer credit facilities

Documents

Duly completed account opening form

Identification of signatory (national ID, international passport)

Articles and Memorandum of Association

Status

Utility bill or localization plan of business

Signed right of set-off form

Minutes of board meeting electing/appointing the Senior officers

Certified of incorporation

Religious association should include decree authorizing the religion & authorization of central administration office